Eight Simple Steps to Reach Your 2020 Money Goals
I like to keep things pretty simple which probably explains why one of my favourite money tips is that it’s not what you earn that counts but what you spend. It sounds simple enough but…
3 Money Misconceptions to Let Go of in 2019
As we head into 2019, you may have already started putting your New Year’s resolutions together or setting some overall goals and intentions for the year ahead. ASIC’s MoneySmart website has put together their top 5…
Intentional Saving and Intentional Spending
Intentional saving and spending is a combination of psychology and finance, or “behavioural finance”. It’s quite complex and hard, and if you do not save or budget you are not alone. Intentional saving –…
4 Ways to Financially Prepare Yourself for University
Embarking on the new journey of starting University in 2018 is an exciting time; filled with forging new friendships, adapting to a different academic environment and more complex financial considerations. Being launched into University life means…
3 Things to Consider Before Spending Money
Spending money is a massive part of our everyday lives, everything from bills to dinners, gifts to clothes. I’ve been thinking about the reasons as to why we spend money and I’ve broken it into four…
Savings Accounts and Interest Rates
So by this stage of your life I’m guessing you probably have some sort of account with a financial institution — and for the ease of this article I’ll refer to them as bank accounts….