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Do you ever feel alienated in conversations about finance? With so much financial jargon flying around it can be easy to feel lost and clueless about money. If you always wished there was an easier and more engaging way to discuss and learn about your finances, How to Money (HTM) is the platform for you.
Personal Finance Basics
You Don’t Need To Be Rich To Start Investing
Have you ever heard about Warren Buffett, the global investment oracle? If you have, you probably already know that he made his billions through investing in the share market. Warren Buffett aside, millions of other…
Let’s Talk About Money
How To Money is here to change the way young Australians talk about finance. Financial education is so important to give everyone a great start to life and assist in giving young people the ability to…
The Importance of Financial Education
“A wise person should have money in their head, but not in their heart.” –Jonathan Swift Over the last few months the financial services industry has been all over our newsfeed, TV, and newspapers, and…
Super, It’s Your Money!
If you only take one thing out of this, it’s that your super is your money! Superannuation has been in the news a lot recently, and there have been many discussions on performance and fees. The…
3 Reasons to Start Thinking About Retirement in Your 20s
You’ve just graduated from university and started your first job. The last thing you’re probably thinking about is retirement. Why would you when you’ve arguably got the best years of your life ahead of you,…
Financial Coaching vs Financial Advice
So what exactly is the difference between a financial coach and a financial adviser? Managing your money is a tricky business for most. It’s also not the most exciting topic for many people. But busyness,…
Risk, Return and Diversification
Laura Higgins from ASIC’s MoneySmart Australia recently spoke to ABC Breakfast, and highlighted that ‘85% of women under 35 don’t understand the fundamental investment concepts like risk and return or diversification’. Risk, return and diversification…
Understanding the Role Risk Plays in Investing
What is Risk? Risk and investing is a tricky and very personal subject. Ask 10 people on a train their opinion on skydiving and you’ll be sure to get a wide range of viewpoints, and…
What is Diversification? Introducing the Healthy Investing Pyramid
There are a few key investment terms that are used frequently but rarely defined in any meaningful way. Diversification is one of them. So, what is diversification and why do you need to know about…
You Don’t Need To Be Rich To Start Investing
Have you ever heard about Warren Buffett, the global investment oracle? If you have, you probably already know that he made his billions through investing in the share market. Warren Buffett aside, millions of other…
10 Ways to Lose Money When Investing
When you enter the world of investing for the very first time, everything looks like a potential opportunity, and everyone online will be telling you something different. Look one direction you’ll see someone promoting CFD…
How Does Ethical Investing Work?
How To Money recently reached out to Australian Ethical to learn more about ethical investing, and Head of Ethics Research Stuart Palmer has answered our questions below. Keep reading to learn more about ethical investing and how…
Exploring Exchange Traded Funds (ETFs) with BetaShares
Continuing on from our last post on shares, in this post we’re going to dive straight into Exchange Traded Funds (ETFs). ETFs have been all over the news in the recent years, and seem to…
A Guide to Buying Shares in Australia
If you want to buy and sell shares in Australia you’re going to need to sign up for a brokerage account (aka share trading account), and like most things, there are many different options to choose from.
What is a Share?
So what exactly is a share? (Shares are also called equity, and in America, in this case, they refer to them as a stock, hence the word stock market.) Essentially a share is the evidence…
Exploring Commercial Property in Australia
If the term ‘commercial property’ conjures up images of dusty old warehouses, think again. Commercial property is a broad term covering all kinds of property from offices and retail outlets, to industrial sites, doctor’s surgeries, and even car parks.
How to Invest in Commercial Property?
Purchasing a property asset directly is a method commonly used for residential property investments. However, with commercial property, this is usually an unfeasible approach for the everyday investor.
What to Consider When it Comes to Unlisted Property Funds
Unlisted property funds have proven popular as they are fairly easy to understand and provide a high level of transparency over which properties will be owned.
A Crash Course Guide to Negotiating Your Salary
As a young person who entered the world of full-time work just a handful of years ago, one of the things I had to figure out was how to negotiate my salary. Salary negotiation is…
Starting a Side Hustle is Easier Than You Think
How often do you get advice from your parents and grandparents that starts with ‘Back in my day…’ or ‘When I was young…’ before they go on to tell you how much harder things were…
Setting Your Financial Goals for 2020
By recording your dreams and goals on paper, you set in motion the process of becoming the person you most want to be. Put your future in good hands — your own. Mark Victor Hansen…
Faces of Finance: Ele de Vere from BetaShares
Through the lens of the media you often just see one side of finance, Wall Street traders and stock charts make up most of the images that grace your screens. At How To Money, we…
Faces of Finance: Jodie Hampshire from Russell Investments
Through the lens of the media you often just see one side of finance, Wall Street traders and stock charts make up most of the images that grace your screens. At How To Money, we…
Faces of Finance: Tom Culver from Goodments
Through the lens of the media you often just see one side of finance, Wall Street traders and stock charts make up most of the images that grace your screens. At How To Money, we…
Top Personal Finance Resources for 2019
Boom! We made it to 2019 – another year of smashing our financial goals and progressing on our financial education journeys. To start the year off right, I’ve put together some of my favourite resources…
Do You Know What Your Credit Score Is?
Credit scores are important because they directly impact whether you’ll be successful in applying for a home loan, credit card, mobile phone or energy plan. They can also have an impact on the rates you’ll pay.