Eight Simple Steps to Reach Your 2020 Money Goals
I like to keep things pretty simple which probably explains why one of my favourite money tips is that it’s not what you earn that counts but what you spend. It sounds simple enough but…
The Australian Neobank War is Heating Up
The neobank war in Australia is quickly heating up this year and media coverage is increasing rapidly. If you haven’t heard me ramble on about neobanks before on How To Money or The Australian Finance Podcast, let me…
Dealing With Bills in a More Effective Way
The average Australian has between six to eight bills to pay every month from utilities to mortgage/rent, water consumption, internet, mobile phone/landline, insurance, car payments and subscription services such as the gym or streaming services….
The Psychology Behind Saving a $1,000 in 30 Days
Last year, I embarked on a personal challenge to save or make $1,000 in 30 days (on top of my regular savings). This year, after having many close friends intrigued and interested, I put all my learnings…
Top Personal Finance Resources for 2020
Boom! We made it to 2020 – another year of smashing our financial goals and progressing on our financial education journeys. To start the year off right, I’ve put together some of my favourite resources…
3 Reasons to Start Thinking About Retirement in Your 20s
You’ve just graduated from university and started your first job. The last thing you’re probably thinking about is retirement. Why would you when you’ve arguably got the best years of your life ahead of you,…
Investment Lessons From 2019
It’s always interesting to look back over a year to see how investments have performed. In 2019, if you had money invested into Australian and international shares, listed property and bonds, you should have done…
Starting a Side Hustle is Easier Than You Think
How often do you get advice from your parents and grandparents that starts with ‘Back in my day…’ or ‘When I was young…’ before they go on to tell you how much harder things were…
Do You Know What Your Credit Score Is?
Credit scores are important because they directly impact whether you’ll be successful in applying for a home loan, credit card, mobile phone or energy plan. They can also have an impact on the rates you’ll pay.
A Crash Course Guide to Negotiating Your Salary
As a young person who entered the world of full-time work just a handful of years ago, one of the things I had to figure out was how to negotiate my salary. Salary negotiation is…