Reviewing Your 2018 Financial Goals
Set realistic goals, keep re-evaluating, and be consistent. ~Venus Williams If you’re like me and spent the month of July wondering where 2018 has gone, you’re not alone. As we enter the new financial year…
What’s Happening in the Australian Banking Sector?
You may be wondering what on earth is going on in the banking sector at the moment, with the Banking Royal Commission and various scandals making headlines every week. Stacy from Wildcard gives us an overview…
Understanding Listed Investment Companies (LICs)
What is a Listed Investment Company (LIC)? LICs are companies listed on the stock exchange that are essentially managed funds in a company structure. That means they can pay out franked dividends (if declared) and are…
Intentional Saving and Intentional Spending
Intentional saving and spending is a combination of psychology and finance, or “behavioural finance”. It’s quite complex and hard, and if you do not save or budget you are not alone. Intentional saving –…
The Importance of Financial Education
“A wise person should have money in their head, but not in their heart.” –Jonathan Swift Over the last few months the financial services industry has been all over our newsfeed, TV, and newspapers, and…
How To Money Submission Guidelines
Hello! Are you interested in submitting your writing to the How To Money platform? Then read on… How To Money is a financial education platform for young Australians. Our mission is to get young Australians…
Credit and Debit Cards
payWave, Apple Pay, Tap and Go, Visa Checkout, Interest Free Payments… These are all just different ways of spending money online and in store, using different systems and technology. The main difference here is…
Let’s Talk About Money
How To Money is here to change the way young Australians talk about finance. Financial education is so important to give everyone a great start to life and assist in giving young people the ability to…
What is Diversification? Introducing the Healthy Investing Pyramid
There are a few key investment terms that are used frequently but rarely defined in any meaningful way. Diversification is one of them. So, what is diversification and why do you need to know about…
Understanding the Basics of Managed Funds
What is a Managed Fund? A managed fund is a pooled group of investments, that is managed by professionals who decide on where to invest the money. A managed fund usually has a clear set…